Get Help — Not Judgment
At Golden Law PC, we help good people through bad times. As a law firm that has helped more than a thousand clients in bankruptcy and debt relief matters, we understand the challenges that people face when they are struggling with the burden of unmanageable debt.
At our firm, we pride ourselves on our ability to provide a warm and supportive atmosphere where people can find the help they need. At our firm, you will never be judged. What you will find is a team of experienced professionals working on your behalf to make a positive difference in your life.
You Are Not Alone
More than a million people filed for personal bankruptcy in 2009. As a result of job layoffs, divorce, debilitating injuries and other life challenges, many good people like yourself have found themselves in a position where bankruptcy is a necessity.
Picture Your Life a Few Years from Now
We understand that bankruptcy is a scary concept for many people. You are probably worried about the effect bankruptcy will have on your credit rating. We encourage clients to consider what their life will look like a few years in the future. In many cases, a person's credit score will be much better in two-to-three years following the bankruptcy filing date if the person chooses to file bankruptcy rather than to continue struggling with late payments, collection actions, lawsuits, judgments, or having a high debt-to-income ratio.
By filing bankruptcy now, you put a stop to financial hemorrhaging and start the process of recovery. People are often pleasantly surprised to discover how quickly they can rebuild credit once they have reduced their debt load and gained the ability to pay debts on a timely basis. We have many referral clients and thus have had the opportunity to talk to former clients a few years after their bankruptcy filing. We have had many clients report that they have re-established credit scores in the 700's in two-to-three years after the bankruptcy case filing. To learn more about restoring credit after bankruptcy, visit our bankruptcy myths page.
Chapter 7 and Chapter 13
At Golden Law, we handle both Chapter 7 and Chapter 13 bankruptcy. A Chapter 7 bankruptcy may allow you to completely eliminate or significantly reduce your debts. If you have significant income and assets, a Chapter 13 bankruptcy may be the best solution for you. Since we handle both forms of personal bankruptcy, we can help you determine which type of bankruptcy is best for you.
To speak with a bankruptcy attorney, contact Golden Law in Fort Wayne, Indiana. We offer a free consultation with an experienced bankruptcy lawyer. For assistance, call 260-440-7634, or contact us by e-mail.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.